• Home   /
• Blog
• What is QuickBooks Error 108 & Top Methods to Fix It?

What is QuickBooks Error 108 & Top Methods to Fix It?

• 
• By Jonathan Browns
• Aug 14, 2026
• Accounting
• 7 min read

QuickBooks Error 108 is a bank connectivity issue that arise when your bank or credit card services have pending notifications that require immediate action. These alerts may include updated terms, security messages, maintenance updates, or account-related notices.

Since QuickBooks cannot retrieve the latest banking data until the notification is resolved, it may interrupt bank reconciliation and delay day-to-day accounting tasks. In this write-up, we have provided the reasons why QuickBooks Bank Error 108 occurs and the top methods to fix it.

What is Error 108 in QuickBooks?

The QuickBooks Error 108 indicates that your bank or credit card company has some pending notifications, including new terms of service and alert notices that require your acknowledgment. Thus, it blocks the connection with QuickBooks and fails to download the latest bank transactions.

Signs You Are Facing QuickBooks Error Code 108

The following are the signs and symptoms you may observe when the QuickBooks Error Code 108 occurs.

• QuickBooks fails to download the latest bank or credit card transactions.
• You may experience banking updates failure.
• QuickBooks asks you to reconnect with your bank account.
• The bank connection remains interrupted even after multiple update attempts.
• Your bank account disconnects or stops syncing with QuickBooks.
• Banking updates fail repeatedly with Error 108.
• Newly added bank transactions do not appear in QuickBooks.

What are the causes behind QuickBooks Error 108?

QuickBooks Error 108 occurs when your bank connection is interrupted due to pending notifications, incorrect login details, or technical issues. Below are the common reasons that trigger this banking error.

• Entering the wrong bank login credentials.
• Issues with your bank’s website.
• Firewall or antivirus software is interrupting while connecting with your bank account.  
• Browser-related issues
• Unstable internet connection.
• The bank generates a message regarding new terms of service, maintenance announcements, and new bank offers that require users’ attention.

Troubleshooting Methods to Fix QuickBooks Error Code 108

The following troubleshooting methods will help identify and fix the issues causing QuickBooks Error 108. Perform these solutions step-by-step to reconnect your bank account and resume transaction downloads.

Method 1: Check your bank or credit card website

To start the process, log in to your bank or credit card website to verify if there are any messages and actions that you need to take.

• First, sign in to your bank or credit card website. Make sure that the login credentials are the same as those you used to connect to the QuickBooks account.
• If your bank is merged with another bank, obtain your new login details to get into your new account.
• Now, look for any updates, messages, or notifications for your account from your bank.
• You will see that different actions display on the screen, along with the following steps to follow.

Here are the common messages that block QB and bank servers;

• New service terms.
• New offers.
• Maintenance or site change announcements.

There might be a situation when you won’t get any pop-up message on the system. At that time, check if you have blocked notifications for the website.

Read More:- QuickBooks Banking Errors

Method 2: Update your bank connections in QuickBooks

Perform the following steps to update your bank connections in QuickBooks.

QuickBooks Online

• Move to All Apps and click the Accounting > Bank Transactions option.
• Choose the Update option.

Important Note: If you didn’t see notifications on your bank’s website and still

see the error, connect with your bank to check for more messages.

QuickBooks Self-Employed

• Initially, log in to the QuickBooks Self-Employed application.
• Click on the Settings icon.
• Choose the Manage Accounts option.
• After that, hit the Refresh All option.

Method 3: Disable the Pop-Up Blockers

Pop-up blockers can prevent important bank notifications from opening, which may keep QuickBooks from completing the banking update.

• Open your Chrome browser and click on the three vertical dots in the top-right corner.
• After this, click Settings and then Site settings.
• Choose the Pop-ups and redirect option.
• Disable the toggle to block pop-ups.
• Return to your bank’s website and check for any updates, messages, or notifications.
• After reviewing and addressing all the messages, log back in to QuickBooks. Then, move to the Banking menu and click Update.

Method 4: Run the System File Checker Tool

Running an SFC scan helps fix QuickBooks Error 108 by repairing corrupted or missing system files that might block QuickBooks from connecting with your bank account.

• Open the Start menu and then launch the Run window.
• Keep pressing the Ctrl + Shift keys and hit the Enter key.
• Now, click the Yes option from the Permission dialog box that appears on the screen.
• In the following window, type “SFC/scannow” and hit the Enter key.
• As a result, it will open the System File Checker to run and scan your files. Furthermore, use the on-screen instructions to complete the process.

Method 5: Update Banking Information in QuickBooks Online

Using the outdated banking details may prevent you from connecting with your bank account and results in QuickBooks Error 108 Intuit. Therefore, to fix the issue, review and update the bank details by performing the steps given below.

• Initially, sign in to your QuickBooks Online account.
• Now, browse to the Banking section and click the Bank Accounts section.
• You will get a Pencil icon next to the account name.
• After that, head to the Edit icon and click the Edit Sign-In Information tab. Then, log in to your account with the ID and password for online banking.

Method 6: Update Windows to the Latest Version

Running an updated Windows version ensure that your browser and security protocols is compatible with QuickBooks Online banking services. Thus, it helps you fix QuickBooks Desktop Error 108.

• Initially, click on the Start menu and look for the Updates option and select it.
• As a result, the Windows Update Dialog box appears on the screen.
• Now, browse for any latest updates available and hit the Install Update option if necessary.

Method 7: Clear Browse Cache and Cookies

Clearing your browser cache and cookies removes outdated data that may interfere with your bank connection. This allows QuickBooks to establish a fresh connection and update bank transactions successfully.

Chrome Browser

• Open the Chrome browser and hit the three dots in the top-right corner.
• Choose Delete Browsing Data.
• Pick the time range from the options given.
• At last, click the Delete Data option.

Mozilla Firefox

• Open the Firefox browser on your computer.
• After this, hit the Menu option from the top-right corner.
• Move to the Settings menu and click the Privacy & Security tab.
• Choose the Cookies & Site Data option.
• Finally, choose the Clear Data menu.

Safari

• Initially, launch the Safari web browser.
• After that, click Menu and go to the Settings or Preferences.
• Now, hit the Privacy and then the Manage Website Data section.
• Head to the Remove all and select the Done option.

Method 8: Temporarily disable your firewall and antivirus

At times, Windows Firewall or an antivirus program prevents QuickBooks from accessing your bank account. Therefore, to fix the issue, disable firewall and antivirus programs temporarily and then try to access your bank account details again. If the issue is resolved, add QuickBooks as an exception in firewall and antivirus programs and then turn them back on.

Best Practices to Avoid QuickBooks Bank Error 108

Follow these preventive tips to minimize the chance of getting the QuickBooks Bank Error 108. However, regularly reviewing bank notifications and keeping your QB bank settings updated can help ensure uninterrupted transaction downloads.

• Review your bank’s website for pending bank notifications or alerts.
• Ensure that your system has a strong and steady internet connection.
• Check and acknowledge bank messages as soon as they appear.
• Use the latest version of QuickBooks and your web browser.
• Clear your browser’s cache and cookies to delete unnecessary browsing data that’s preventing you to download bank transactions.

Conclusion

QuickBooks Error 108 usually occurs because of unread bank notifications rather than a problem with QuickBooks itself. By reviewing bank alerts, updating login information, refreshing bank feeds, and adjusting browser settings, you can restore the connection. This will also help you download the latest bank transactions successfully.

Frequently Asked Questions

What if I don’t see any messages on my bank website?

If you are unable to get any message from your bank, try these:

• Look at all the sections in your mail, including the inbox, notifications, and alerts.
• Access a different browser or clear browsing cache.
• Contact your bank support team.
• Sign in through the desktop instead of mobile.

Does QuickBooks Error 108 affect downloaded transactions?

No, this error mainly prevents new bank transactions from downloading but it doesn’t affect transactions that have already been imported into QuickBooks.

Is QuickBooks Error 108 a bank issue or a QuickBooks issue?

QuickBooks Error 108 mainly occurs due to a notification or alert on your bank’s website rather than a problem with QuickBooks itself.

Why am I unable to download bank transactions in QuickBooks?

You won’t be able to download bank transactions due to unread bank notifications, incorrect login credentials, internet connectivity issues, or temporary problems with your bank server.

How do I refresh my bank connection in QuickBooks?

To refresh the bank connection, select Banking or Bank Transactions, choose the affected account and hit Update or Refresh to reconnect with your bank. Then, try to download the latest bank transactions.