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Fixing QuickBooks Error 103 (Bank Connection Issues) Easily

• 
• By Jonathan Browns
• Feb 03, 2026
• QuickBooks Online
• 7 min read

Did you get stuck with QuickBooks Error 103 while connecting your bank to QuickBooks Online? Well, this issue mainly occurs if you provide incorrect or mismatched login credentials for the bank account you want to connect. As a result, it may prevent users from accessing their bank account, disrupting your ongoing banking and accounting tasks. Other factors that can cause this bank error include multiple failed login attempts, an outdated password, or security verification problems.

In this guide, you will learn about what Bank Error Code 103 in QuickBooks means, what triggers the error, and how to fix it easily.

Finding it difficult to log in to your bank account due to QuickBooks Error 103? If yes, talk to our QB experts by Call Us : +1-866-408-0444 and get answers for all your queries.

What is Error Code 103 in QuickBooks?

The QuickBooks Error 103 usually occurs when the login credentials you entered aren’t accepted by your bank’s website. This may happen when you have provided the wrong username and credentials for the bank account to which you wish to connect. Also, this error signifies that your bank will not process your sign-in request unless you update the login details. As a result, it will simply lock your account access.

Reasons Why You Receive Error 103 QuickBooks Online

The following are the primary reasons why you get Error 103 QuickBooks Online.

• Using the incorrect login credentials while trying to connect with your bank for the first time.
• Chosen the wrong bank name.
• The QuickBooks Error Code 103 may arise if you are currently connected and updated your login details with your bank, but it won’t update them in QBO.

Instant Solutions to Rectify Error 103 for QuickBooks Self-Employed

If you are experiencing Error 103 for QuickBooks Self-Employed, then try these quick fixes to resolve the issue.

• Initially, tap on the Reconnect button, which pops up with an error message. Herein, you must ensure to insert the username and password manually. Avoid copying and pasting the credentials for any further discrepancies.
• Choose the Update Sign-In Info option.

If the error is still not fixed, then try to check your bank connection by searching the bank’s login webpage URL or URL after you sign into your bank account.

• Firstly, locate your bank by inserting the URL you use to log in to your bank account.
• If you fail to log in, locate your bank name by its URL after signing in to your account. Also, make sure to delete the string of digits to search.
• Delete the extension of the URL to the slash (/) and then try researching. But, herein, make sure to delete a few extensions unless the search has a match.

How to Fix Bank Error 103 in QuickBooks Online?

Before proceeding to the troubleshooting methods, verify that you are connected to a stable internet connection. Furthermore, perform the solutions given below to address the Bank Error 103 in QuickBooks Online.

First Step: Validate Your Sign-In Credentials

An incorrect user id and password may prevent you from accessing your bank account and cause QuickBooks Error Code 103. To fix the issue, you must cross-verify that the user ID and password are correct.

• Access a new window on your web browser and directly visit your bank website.
• Now, log in using the same sign-in credentials you have. If your password is entered automatically, click on the Show icon to ensure you have provided the right password.
• If you are able to log in successfully, it states that your User ID and password are correct.
  • Note: If you fail to log in to your bank account, perform the instructions prompted to reset your password.

Second Step: Verify Whether Your Bank Requires Third-Party Access

At times, your bank requires your permission to connect your bank account with another service like QBO due to some security concerns. You must perform the following steps to provide the permission.

• When you visit your bank’s website, you must see if your bank requires third-party access.
• If it does, then perform the steps guided by your bank to turn it on.
• Otherwise, you can directly contact your financial institution for any help or if you aren’t sure about their requirement.

Third Step: Provide Your Bank Login Details in QuickBooks

Perform the steps below to add your bank details in QuickBooks for a new or existing connection.

For a New Connection

• Firstly, log in to your QuickBooks Online account.
• Choose the Connect Account option.
  • Note: If you’re previously connected with an account, tap on the Link account option.
• Now, locate your bank by its name.
  • Note: If you fail to locate your bank but are able to log in to its website, hit the ” Request a Provider ” button. Can’t find a provider? Make a request to add them.
• Provide the user ID and password you use to log in to your bank website and choose the Continue option.
• Perform the steps given on the screen to link with your bank account. It may be possible that your bank needs some extra security checks.
• Next, pick the specific bank account to which you want to connect.
• You must hit the Connect and then the Done option.
• Return to your Bank Transactions page and click Update to download your latest transactions automatically.

For an Existing Connection

You must use the following stepwise instructions to update your login details for your bank in QBO.

• Initially, log in to your QuickBooks Online account.
• After that, pick the bank or credit card account that you want to update.
• Now, tap on the Edit icon and click the Edit Sign In Info option.
• If your browser auto-fills the login details, then delete them. This will ensure that your web browser will not input old details by mistake.
• Next, type the User ID and password manually related to your bank account. If your bank provides you with a Show option, choose it to confirm that you entered the password correctly.
• Finally, go with the save and connect option.

Read More:- QuickBooks Not Syncing With American Express

Resolve Common Browser Problems & Fix Bank Error 103 in QuickBooks Online

At times, users may experience Bank Error 103 in QuickBooks Online due to some browser-related issues. So, to fix the issue, you must perform the troubleshooting methods given below.

Solution 1: Add Intuit as a Trusted Site In your Browser

Adding Intuit as a trusted site may prevent your browser from blocking site content. Perform the following steps to add Intuit as a trusted site in the web browser you are using.

Chrome Browser

• Firstly, choose the Customise and control Google Chrome icon reflected by three vertical dots.
• Choose the Settings option and click Privacy and security.
• After this, tap on Site Settings > Third-Party Cookies option.
• When you are in the Allowed to use third-party cookies section, hit the Add option.
• Now, insert “*.intuit.com” and click on the Add option to save it.

Safari

• Launch the Safari web browser and include *.intuit.com.
• After this, hit the Enter key and choose the Bookmarks > Add Bookmark option.
• Click on the drop-down menu and below the Add this page to:, pick the Favourites option.
• At last, go with the Add option.

Microsoft Edge

• Initially, open the Microsoft Edge browser and click on the menu … icon.
• After this, click the Settings option.
• Go to the left pane and browse to the Cookies and site permissions. Then, opt for the Manage and delete cookies and site data.
• Now, choose the Add option from the Allow section.
• Finally, insert “*.intuit.com” and click the Add option to save it.

Solution 2: Delete the Cache Of your Browser

Removing the history, cache files, or cookies may help improve the speed of the web browser. Also, it lets users log in to online banking and helps fix the QuickBooks Error 103. So, to fix the issue, you must delete the cache by performing these steps.

Chrome Browser

• Open the Chrome browser and tap on the More option in the top-right corner.
• Now, choose the More Tools and click the Clear browsing data option. Then, you must pick the date range from the top.
• Go to the All-time option to delete all the browser cache.
• After this, tick the checkboxes next to “Cookies and other site data” and “Cached images and files” options.
• Finally, click the Clear Data option.

Safari

• Launch the Safari app on your computer and click on the History option.
• Choose the Clear History and then hit the pop-up menu.
• If you are a Safari iPad and iPhone user, head to Settings and click the Safari option.
• Then, browse to the Clear History and Website Data option.

Learn More:- QuickBooks Banking Error 105

Solution 3: Use a Private or Incognito Window

If you still can’t fix the QuickBooks Bank Error 103, then use the private or incognito window to log in.

• Open the Chrome browser on your Windows PC and click on the Customise and control Google Chrome icon reflected by three vertical dots.
• Now, pick the New Incognito window option.
• You will get a black window, wherein you log in to the QuickBooks Online application.
• If you are able to sign in to your QuickBooks Online account, it means the issue is resolved.

Solution 4: Access a Supported and Up-to-date Web Browser

Sometimes, users may face the QuickBooks 103 Error while using the outdated version of the web browser to log in to QBO. So, to fix the issue, make sure you are using the supported web browsers, which are listed below.

• Version 78 or newer of the Google Chrome browser.
• For Mozilla Firefox users, version 76 or newer is suggested.
  • Note: To preview and print forms on Mac OS, you must have the Firefox PDF plugin.
• The Microsoft Edge version 75 or the latest one available.
• Above all, the Safari browser supports version 12 or newer (Mac only).

Final Words

QuickBooks Error 103 might be challenging as it may prevent users from connecting with their bank account. So, to avoid the issue, make sure you are using the supported web browser and correct sign-in details.

If the issue persists after following the steps above, professional assistance can help ensure your bank connection. You can connect with our BizBooksAdvice professionals either by Call Us : +1-866-408-0444 or through the live chat facility.

Frequently Asked Questions (FAQ’s):-

Question 1: What is error 103: username and password not working?

Ans. Users often get QuickBooks Error 103 when QuickBooks fails to connect with the bank or credit card account. This may happen while entering the wrong login credentials or due to connection issues.

Question 2: When does Error 103 in QuickBooks usually occur?

Ans. You may encounter Error 103 QuickBooks when:

• You have updated your bank password.
• Using the wrong username or password.
• Your financial institution requires some additional verification.
• Your bank account is either locked or temporarily disabled.

Question 3: Do I need to contact my bank to fix QuickBooks Error Code 103?

Ans. The users are required to connect with their bank if:

• Your bank account is locked
• In case you detect any suspicious activity.
• The financial institution needs manual approval for third-party access.

Question 4: How do I fix a bank error in QuickBooks?

Ans. To fix the bank error in QuickBooks, perform the following steps:

• Sign in to your bank website to verify access.
• Also, check that your account is active by checking the latest transactions.
• Fix if you notice any prompts on your bank website. Refresh the connection in QBO and then hit the Update option.

Question 5: Why are my bank feeds not updating in QuickBooks Desktop?

Ans. If your bank feed is not updating in QuickBooks Desktop, make sure that your QuickBooks is up-to-date. Also, verify that your bank login details are accurate and re-authenticate your account if required. So, you must refresh your bank connection or deactivate/reactivate the bank feed.